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Cost of Living in the USA for International Students

Updated on: 10 May 2025

Understanding the cost of living in the USA for international students is essential for planning your studies. This guide provides an overview of various expenses you'll encounter.

The cost of living in the USA can vary widely depending on the city or state where you reside. For instance, living in urban areas like New York City, San Francisco, Boston, Los Angeles or Washington DC can be significantly more expensive compared to smaller cities or rural areas. On average, you might expect to spend between $1,000 to $2,500 per month on living expenses, including housing, food, transportation, and miscellaneous costs. 

Housing Costs for International Students in the USA

Housing costs vary significantly across the USA. Urban areas and cities on the East and West Coasts are generally more expensive. Monthly rent for an apartment can range from $500 to $2,500. On-campus housing usually costs between $8,000 and $15,000 per academic year. As you plan where to live, consider both the cost and the proximity to your university​​. For more information about accommodation and housing options in the USA for international students, visit the accommodation page.

Food Expenses for International Students in the USA

Monthly grocery bills for students might range between $250 and $400, influenced by diet and location. Cooking at home and buying from discount stores can help save money, while eating out frequently can substantially increase your expenses. A meal at a casual restaurant like Applebee's can cost around $15, while fast food meals like those at McDonald's are around $7​.

Transportation Costs for International Students in the USA

Public transportation can be a cost-effective option, especially in major cities. Monthly public transportation passes typically cost between $70 and $120. If owning a car, consider additional costs like insurance, maintenance, and gas. Owning a car can be more expensive with used cars costing between $2,000 and $10,000 and annual insurance costs of several hundred dollars.

Health Insurance Costs for International Students in the USA

Health insurance is mandatory for those studying in the USA and can cost between $500 and $1,000 annually. Some institutions offer their own health plans, which may provide cost savings. For more detailed information, visit our Health Insurance Costs guide for International Students in the USA.

Tuition and Fees for International Students in the USA

Tuition costs are a major consideration and vary significantly between institutions and programs. Public university tuition for undergraduates can range from $8,000 to $35,000 per year, while private university tuition can range from $25,000 to $50,000 per year. Books and supplies can add an additional $500 to $1,200 annually to your expenses. For further details, explore our comprehensive Cost to Study in USA for International Students guide.

Miscellaneous Expenses for International Students in the USA

Budget for clothing, personal items, and entertainment, which can add an extra $1,000 to $3,000 per year. These costs vary depending on your lifestyle and choices. Utilities for a typical apartment can range from $100 to $200 per month, and other expenses like internet and mobile phone plans can add another $50 to $100 monthly.

Tips for Reducing the Cost of Living in the USA for International Students

  • Scholarships and Financial Aid: Explore financial aid options available to international students.
  • Shared Accommodations: Consider roommates to reduce housing costs.
  • Student Discounts: Look for discounts available to students for various services and products.
  • Part-Time Jobs: International students can work up to 20 hours a week during semesters and full-time during vacations, earning between $9 to $17 per hour​.

Preparing for the cost of living in the USA for international students is a vital step in your journey to study in the USA. Accurate budgeting and understanding these expenses will enable you to focus on your studies and enjoy your time in the USA. Good luck as you apply to US universities and embark on this exciting educational adventure! For detailed information and to become familiar with the most popular cities in the US for international students, consider visiting the US states page.


FAQs

Is it more cost-effective to use public transportation or own a car in the USA as an international student?

Public transportation can be a more affordable option, with many cities offering discounted passes for students. Owning a car can be expensive, considering car payments, insurance, gas, and maintenance costs.

What factors influence the cost of housing for international students in the USA?

The cost of housing depends on the city, state, and region you are in. Cities in the Northeast generally have higher rental prices compared to those in the Midwest or South. On-campus housing options can also vary in cost, and some universities may require international students to live on-campus during their first year.

What are some miscellaneous expenses that international students should budget for in the USA?

Miscellaneous expenses may include textbooks (ranging from $500 to $1,000 per year), school supplies ($100 to $200 per year), and entertainment (variable based on interests). It's important to budget for these additional costs in your financial planning.