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Funds and Scholarships for International Students in the US

Updated on: 01 August 2024

Financing your education as an international student in the United States can be a daunting task. However, there are numerous opportunities available for both undergraduate and graduate students to secure funds and scholarships that can significantly ease the financial burden to study in the USA. In this comprehensive guide, we will explore various sources of funding, including scholarships, grants, assistantships, and loans. We'll also discuss essential tips for navigating the application process effectively. 

Scholarships

Scholarships are the most common type of financial aid for international students. They are awarded based on a variety of factors, such as academic merit, financial need, and intended field of study. Some scholarships are offered by universities, while others are offered by private organizations and foundations.

Grants

Grants are another type of financial aid that does not require repayment. They are typically awarded to students based on financial need and academic merit. Some grants are offered by the federal government, while others are offered by state governments, universities, and private organizations.

Assistantships

Assistantships are paid positions that allow students to work part-time while they study. There are two types of assistantships: research assistantships (RAs) and teaching assistantships (TAs). RAs work on research projects with faculty members, while TAs assist with teaching undergraduate courses.

Loans

Loans are another option for financing your education as an international student. There are two types of loans: federal loans and private loans. Federal loans offer more favorable terms than private loans, but they may be more difficult to qualify for.

The United States offers a vast range of scholarships, grants, and funds that cater to international students seeking to pursue their academic aspirations. These opportunities are available across various disciplines, including arts, humanities, sciences, engineering, and many others.

Merit-based scholarships are the most common type of scholarship for international students. These scholarships are awarded to students who have demonstrated exceptional academic achievements, such as high grades or test scores. They may also be awarded based on other factors, such as leadership skills or community service. Some scholarships may also require an essay or personal statement as part of the application process. These scholarships can cover all or part of tuition and fees, and some may also provide a stipend for living expenses.

To be considered for a merit-based scholarship, you will typically need to have a high GPA and/or test scores, along with a strong record of extracurricular activities and community involvement.

In addition to merit-based scholarships, many US universities also offer research assistant (RA) and teaching assistant (TA) positions to graduate international students. These positions typically provide a stipend and may also include tuition remission. RA positions involve working with a faculty member on research projects, while TA positions involve assisting with undergraduate courses. To be considered for an RA or TA position, you will typically need to have a strong academic record and relevant experience in your field.

These assistantships provide a stipend and sometimes tuition remission in exchange for work as a research or teaching assistant. These opportunities can be competitive, as they often have a limited number of positions available. To be considered for an assistantship, graduate students typically need to have strong academic credentials, including high GPAs and GRE scores. In some cases, scholarships or fellowships may also be available to supplement the income from an assistantship.

Undergraduate Scholarships for International Students:

Undergraduate scholarships for international students in the United States can provide significant financial relief for the cost of tuition, living expenses, and other educational expenses. These scholarships are typically offered by universities, government organizations, private foundations, and corporations. Here's what you need to know about undergraduate scholarships:

Types of Undergraduate Scholarships:

  • Merit-Based Scholarships: These scholarships are awarded to students based on their academic achievements, standardized test scores, and other accomplishments. They are highly competitive and often require a strong academic record.
  • Need-Based Scholarships: These scholarships are awarded to students based on their financial need. Applicants must demonstrate their family's financial situation by submitting financial documents.
  • Specific Scholarships: Some scholarships are designed for students pursuing specific fields of study, such as STEM (Science, Technology, Engineering, and Mathematics), arts, humanities, or social sciences. They may also target students from specific countries or regions.

Fully Funded Undergraduate Programs:

Fully funded undergraduate programs for international students in the United States are limited but highly sought after. However, several institutions do offer these opportunities, and understanding the various scholarship options can significantly alleviate the financial burden of pursuing a bachelor's degree in the US. 

Fully funded undergraduate programs typically cover tuition, fees, and living expenses for the entire duration of the undergraduate degree, which is typically four years. This comprehensive financial support allows international students to focus on their studies without worrying about the cost of education. Here's what you need to know.

  • Merit-Based Scholarships: These scholarships are highly competitive and require exceptional academic performance, leadership skills, and extracurricular involvement. A strong high school academic record, standardized test scores (SAT or ACT), and a compelling application are essential.
  • Participation in Projects: Some fully funded undergraduate programs may require students to engage in projects, or community service during their studies, enhancing their academic and personal development.
  • Need-Based Scholarships: Some universities and organizations offer need-based scholarships for international students. These scholarships are awarded based on your financial need, as demonstrated by your family's financial situation. Applicants must submit financial documentation as part of the application process. Need-based scholarships can cover various expenses, including tuition, fees, and living costs. To apply for these scholarships, you'll need to provide detailed financial information and demonstrate your eligibility. Research universities that prioritize providing financial aid to international students, as they are more likely to offer need-based scholarships as part of their financial aid packages.

Partial Scholarships:

In addition to fully funded opportunities, there are partial scholarships available for international undergraduate students in the US. These scholarships cover a portion of your educational expenses, such as tuition or fees. Partial scholarships may be merit-based or need-based, and eligibility criteria can vary from one scholarship to another. Some universities offer partial scholarships as part of their commitment to supporting international diversity. While partial scholarships may not cover all expenses, they can still significantly reduce the overall cost of your education.

Application Process:

To apply for fully funded undergraduate programs, you typically need to complete the regular admission process for the university or college. Additionally, you'll need to submit any required scholarship-specific materials, which may include essays, letters of recommendation, or interviews. When applying for undergraduate scholarships in the US, you should follow these steps:

  • Early Planning: Due to the competitiveness of these programs, early planning is crucial. Begin your scholarship search well in advance, ideally during your high school years. Seek guidance from your high school counselor or educational advisers to identify programs that align with your academic and career goals.
  • Alternative Scholarships: In cases where fully funded undergraduate programs are scarce, consider applying for other scholarships, including merit-based, need-based, or subject-specific scholarships. These can also help ease the financial burden of studying in the United States.
  • Research Scholarships: Start your search early and explore various scholarship opportunities. Many universities have dedicated scholarship websites and offices where you can find information on available scholarships.

  • Eligibility Criteria: Review the eligibility requirements for each scholarship carefully. Ensure that you meet the academic, extracurricular, and other criteria specified in the scholarship description.

  • Required Documents: Prepare the necessary documents, which commonly include:

  • Application Deadlines: Pay close attention to application deadlines, which vary for each scholarship. Early application is advisable to ensure you don't miss out on opportunities.

  • Interviews and Additional Requirements: Some scholarships may require interviews, additional essays, or other assessments as part of the selection process.

Key Tips for Undergraduate Scholarship Seekers:

  • Apply Widely: Apply for multiple scholarships to increase your chances of success. Don't limit yourself to a few options.

  • Stay Organized: Keep track of scholarship deadlines, application requirements, and submission dates. Create a calendar or spreadsheet to stay organized.

  • Seek Guidance: Consult with your high school guidance counselor, educational advisers, or scholarship experts for advice and assistance.

  • Prepare Well: Write compelling essays and personal statements that showcase your achievements, goals, and aspirations.

  • Follow Instructions: Carefully follow all instructions provided by scholarship providers. Failure to meet requirements could result in disqualification.

  • Apply Early: Some scholarships have rolling admissions, so applying early can give you an advantage.

Fully funded and partial scholarships for international undergraduate students provide valuable opportunities to pursue higher education in the United States. While fully funded programs are limited and highly competitive, exploring need-based and partial scholarship options can make studying in the US more affordable. it's crucial to understand that while fully funded undergraduate programs for international students are limited, there are more extensive funding options available at the graduate level in the United States. If you find it challenging to secure a fully funded undergraduate program, consider exploring alternative scholarship opportunities, including partial scholarships or pursuing your bachelor's degree in your home country. Graduate programs, on the other hand, often provide a broader range of funding opportunities, making it more feasible for international students to finance their advanced studies in the United States.

Graduate Scholarships for International Students:

Graduate scholarships are a valuable source of financial support for international students pursuing advanced degrees in the United States. These scholarships can significantly reduce the financial burden of graduate education, making it more accessible. Here's what you need to know about graduate scholarships:

Types of Graduate Scholarships:

  • Merit-Based Scholarships: Merit-based scholarships for graduate students are awarded based on academic achievements, standardized test scores, research experience, and other accomplishments. They are highly competitive and often require a strong academic record.

  • Research-Based Scholarships: These scholarships are typically offered by universities to students engaged in research-based master's or doctoral programs. They may include funding for research projects, tuition remission, and stipends.

  • Fellowships: Graduate fellowships are prestigious awards that often provide full funding for tuition, living expenses, and research projects. They can be offered by universities, government agencies, foundations, and private organizations.

  • Specialized Scholarships: Some scholarships are designed for students pursuing specific fields of study, such as STEM (Science, Technology, Engineering, and Mathematics), humanities, social sciences, or arts.

Fully Funded Graduate Programs:

One of the most attractive options for international students pursuing graduate degrees in the US is fully funded graduate programs. These programs offer complete financial support, which typically includes full tuition coverage and an annual stipend for living expenses throughout the duration of your studies. This financial assistance can come in two forms:

  • No-Strings-Attached Fellowships: Some top applicants may receive these fellowships, which provide financial support without any work obligations. These are highly competitive but offer substantial financial relief.

  • Graduate Assistantships: Most fully funded programs require students to work part-time as Graduate Research or Teaching Assistants. These roles involve research, teaching, or administrative duties and provide students with valuable work experience to enhance their resumes.

Internal vs. External Graduate School Fellowships:

When seeking funding for graduate studies in the US, you should be aware of two main types of fellowships: internal and external.

Internal Fellowships: These are offered directly by universities and departments. They may include full funding packages or partial merit-based fellowships. To be considered for internal fellowships, you may need to submit an additional application component or apply to the graduate program early. These opportunities are often limited to applicants from the university's pool.

External Fellowships: These are sponsored by foundations, non-profits, companies, and government agencies and are open to a wider range of applicants. Examples include the Paul and Daisy Soros Fellowships for New Americans and the Frédéric Bastiat Fellowship. These external fellowships are highly competitive and fund various stages of your graduate program.

Important Considerations:

Here are some crucial factors to keep in mind when pursuing graduate school funding:

  • Early Deadlines: Most graduate fellowships, both internal and external, have early application deadlines, typically between October and February. Be sure to research and apply for these opportunities concurrently with your university applications.

  • Duration of Funding: Check how many years of study or dissertation research the fellowship covers. Some fellowships fund only one year, so plan accordingly to secure funding for subsequent years.

  • Competition: External fellowships, such as NSF Graduate Fellowships, have a more extensive applicant pool. Therefore, don't rely solely on external fellowships for financing your education.

  • Assistantships: Graduate Assistantships are a primary source of funding and often come with stipends and tuition remission. They are more common in research-based programs than professional degree programs.

  • Full-Time vs. Part-Time: To be eligible for many funding opportunities, including Assistantships, consider enrolling in full-time, on-campus programs. Part-time and online programs are often not eligible for these funding sources.

  • Internal University Funding: The majority of graduate school funding comes from internal university sources. Research universities offering full funding and Assistantships should be a top consideration.

Application Process:

When applying for graduate scholarships in the US, you should follow these steps:

  • Research Scholarships: Begin your search for scholarships well in advance. Explore various sources, including university websites, scholarship databases, and government programs, to identify suitable opportunities.

  • Eligibility Criteria: Carefully review the eligibility requirements for each scholarship. Ensure that you meet the academic, research, and other criteria specified in the scholarship description.

  • Required Documents: Prepare the necessary documents, which may include:

    • Transcripts from previous educational institutions
    • Graduate school admission test scores (e.g., GRE, GMAT)
    • Letters of recommendation from professors or mentors
    • Research proposal or statement of purpose
    • Curriculum vitae (CV) or resume
    • Proof of English language proficiency (e.g., TOEFL or IELTS scores)
    • Passport copy or proof of nationality
    • Any additional documents specific to the scholarship application
  • Application Deadlines: Pay close attention to application deadlines, as they vary for each scholarship. Submit your applications well before the deadlines to ensure consideration.

  • Online Application Portals: Many scholarships require applicants to use online application portals provided by the scholarship providers. Follow the instructions on these portals carefully.

  • Interviews and Additional Requirements: Some scholarships may require interviews, additional essays, or research proposals as part of the selection process.

Key Tips for Graduate Scholarship Seekers:

  • Apply Widely: Apply to multiple scholarships to increase your chances of securing funding. Diversify your applications across different scholarships and institutions.

  • Research Universities: Look for universities that offer competitive graduate scholarships and assistantships. These universities often have dedicated financial aid offices to assist international students.

  • Strong Statements: Write compelling statements of purpose or research proposals that clearly articulate your academic and career goals. Explain why you are a suitable candidate for the scholarship.

  • Recommendations: Obtain strong letters of recommendation from professors, mentors, or supervisors who can speak to your qualifications and potential.

  • Prepare for Interviews: If interviews are part of the selection process, prepare well by practicing your responses to common interview questions.

  • Stay Organized: Keep track of application deadlines, requirements, and submission dates. Maintain a detailed record of your scholarship applications.

Conclusion:

In conclusion, both undergraduate and graduate scholarships for international students in the US are crucial for funding higher education. By conducting thorough research, meeting eligibility criteria, and submitting well-structured applications, you can enhance your chances of securing financial support for your educational journey in the United States. 

For a streamlined approach to finding scholarship programs that cater to both undergraduate and graduate international students, we offer a dedicated platform on our website. Our program page features a curated list of institutions and organizations that provide scholarships to international students. To determine your eligibility for these scholarships based on your academic history, simply visit the programs page and fill out the eligibility form. This convenient tool will help you identify suitable scholarship options tailored to your qualifications and educational goals, ensuring that you make the most of the financial support available to international students in the United States.


FAQs

Are there financial opportunities for graduate international students?

Yes, graduate students often have more financial opportunities, including research assistantships (RA) and teaching assistantships (TA), which provide stipends and, in some cases, tuition remission. These positions are competitive and require strong academic credentials.

What types of scholarships are available to international students in the USA?

International students in the USA can apply for a variety of scholarships, including merit-based scholarships, need-based scholarships, research assistantships (RA), and teaching assistantships (TA).

Can undergraduate international students also apply for scholarships in the USA?

Yes, there are scholarship opportunities for undergraduate international students, although there tend to be more options at the graduate level. Undergraduates should research available scholarships and apply to as many as possible.

What are merit-based scholarships, and how can I qualify for them?

Merit-based scholarships are awarded based on exceptional academic achievements, leadership skills, or community service. To qualify, you typically need a high GPA, strong test scores, and a record of extracurricular activities.